PLI Anticipated Endowment Assurance (Sumangal) Calculator

PLI Anticipated Endowment Assurance (Sumangal) Calculator

Calculate premium with periodic money-back benefits

Postal Life Insurance
Sumangal Calculator

Calculate your premium and money-back schedule for PLI Sumangal – periodic survival benefits policy.

💰 Special Features: Money-Back Policy

  • Periodic Returns: Get 60% of sum assured during policy term
  • 15 Years Policy: 20% each at 6, 9, 12 years + 40% with bonus at maturity
  • 20 Years Policy: 20% each at 8, 12, 16 years + 40% with bonus at maturity
  • Life Cover Continues: Full sum assured cover throughout term
  • Death Benefit: Full sum assured + bonus (survival benefits not deducted)
  • Bonus Rate: ₹48 per ₹1,000 per year
📌 Note: Survival benefits are paid periodically but NOT deducted from death benefit. In case of death, full sum assured with bonus is payable to nominee.
✓ CURRENTLY CALCULATING FOR:
PLI Anticipated Endowment Assurance (Sumangal)
₹1,00,000
₹20,000 ₹50,00,000

Total Returns (Including All Money-Back + Maturity)

₹0
60% periodic + 40% at maturity with bonus
Policy Term
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Premium Amount
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Total Investment
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Total Returns
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💰 Money-Back Payment Schedule
📊 Premium & Benefits Calculation Details
Policy Name PLI Anticipated Endowment Assurance (Sumangal)
Entry Age –
Policy Term –
Sum Assured –
Premium Frequency –
Premium per Payment –
Annual Premium –
Total Premium Paid –
Bonus Rate ₹48 per ₹1,000 per year
Total Bonus –
Total Money-Back Received –
Maturity Amount –
Total Returns (Money-Back + Maturity) –
📅 Year-wise Payment Schedule
Year Age Money-Back Cumulative Received Event
⚠️ Important Disclaimer This calculator provides indicative values for PLI Sumangal (Money-Back Policy). Actual values may vary based on official PLI tables and bonus declarations. Money-back payments do NOT reduce death benefit. For accurate details, visit your nearest Head Post Office.
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