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PLI Calculator

All Postal Life Insurance premium & maturity calculators in one place

🛡️ Suraksha

Whole Life Assurance

Lifetime protection with maturity payable at age 80. Premium paying period of 55, 58, or 60 years.

Entry Age: 19-55 years
Bonus: ₹76 per ₹1,000/year
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💑 Yugal Suraksha

Joint Life Assurance

Single policy covering both husband and wife. Death benefit paid to survivor on first death.

Age: 21-45 years (both)
Term: 5 to 20 years
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🔄 Suvidha

Convertible Whole Life

Whole life policy with the option to convert to endowment after 5 years, not later than 6 years.

Entry Age: 19-50 years
Bonus: ₹76 per ₹1,000/year
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💰 Sumangal

Anticipated Endowment

Money-back policy with 60% survival benefits paid periodically. Best for regular income needs.

Age: 19-40 years
Term: 15 or 20 years only
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👶 Bal Jeevan Bima

Children Policy

Life cover for children of PLI holders. No premium on parent's death — full amount on completion.

Child Age: 5-20 years
Max Sum: ₹3,00,000
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💵 Policy Loan

Surrender Value & Loan

Find out how much you get on surrendering your PLI policy or the loan amount you can borrow.

Loan: Up to 90% of value
Available after 3 years
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