PLI Anticipated Endowment Assurance (Sumangal) Calculator
Calculate premium with periodic money-back benefits
Postal Life Insurance
Sumangal Calculator
Calculate your premium and money-back schedule for PLI Sumangal – periodic survival benefits policy.
💰 Special Features: Money-Back Policy
- Periodic Returns: Get 60% of sum assured during policy term
- 15 Years Policy: 20% each at 6, 9, 12 years + 40% with bonus at maturity
- 20 Years Policy: 20% each at 8, 12, 16 years + 40% with bonus at maturity
- Life Cover Continues: Full sum assured cover throughout term
- Death Benefit: Full sum assured + bonus (survival benefits not deducted)
- Bonus Rate: ₹48 per ₹1,000 per year
📌 Note: Survival benefits are paid periodically but NOT deducted from death benefit. In case of death, full sum assured with bonus is payable to nominee.
✓ CURRENTLY CALCULATING FOR:
PLI Anticipated Endowment Assurance (Sumangal)
Total Returns (Including All Money-Back + Maturity)
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60% periodic + 40% at maturity with bonus
Policy Term
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Total Investment
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💰 Money-Back Payment Schedule
📊 Premium & Benefits Calculation Details
Policy Name
PLI Anticipated Endowment Assurance (Sumangal)
Entry Age
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Policy Term
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Sum Assured
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Premium Frequency
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Premium per Payment
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Annual Premium
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Total Premium Paid
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Bonus Rate
₹48 per ₹1,000 per year
Total Bonus
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Total Money-Back Received
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Maturity Amount
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Total Returns (Money-Back + Maturity)
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📅 Year-wise Payment Schedule
| Year | Age | Money-Back | Cumulative Received | Event |
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⚠️ Important Disclaimer
This calculator provides indicative values for PLI Sumangal (Money-Back Policy). Actual values may vary based on official PLI tables and bonus declarations. Money-back payments do NOT reduce death benefit. For accurate details, visit your nearest Head Post Office.