Official Calculators
PLI Calculator
All Postal Life Insurance premium & maturity calculators in one place
Suraksha
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Whole Life Assurance
Lifetime protection with maturity payable at age 80. Premium paying period of 55, 58, or 60 years.
Entry Age: 19-55 years
Bonus: ₹76 per ₹1,000/year
Yugal Suraksha
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Joint Life Assurance
Single policy covering both husband and wife. Death benefit paid to survivor on first death.
Age: 21-45 years (both)
Term: 5 to 20 years
Suvidha
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Convertible Whole Life
Whole life policy with the option to convert to endowment after 5 years, not later than 6 years.
Entry Age: 19-50 years
Bonus: ₹76 per ₹1,000/year
Sumangal
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Anticipated Endowment
Money-back policy with 60% survival benefits paid periodically. Best for regular income needs.
Age: 19-40 years
Term: 15 or 20 years only
Bal Jeevan Bima
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Children Policy
Life cover for children of PLI holders. No premium on parent's death — full amount on completion.
Child Age: 5-20 years
Max Sum: ₹3,00,000
Policy Loan
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Surrender Value & Loan
Find out how much you get on surrendering your PLI policy or the loan amount you can borrow.
Loan: Up to 90% of value
Available after 3 years